The Inertia Tax Collapse

The idea

I believe AI agents are about to collapse the inertia tax, the hidden cost consumers pay for not comparing and switching providers. As that friction disappears, value shifts from companies that rely on customer stickiness to structural low-cost operators that are hard to copy: deep underwriting data in insurance, telematics-native pricing, automation-driven brokerage economics, spectrum cost advantages in wireless, and digital remittance rails undercutting physical networks.