Stablecoin Takeover Decade

The idea

I believe stablecoins take over payments and a growing slice of banking over the next decade, with crypto-native firms moving first and fast-adapting fintechs catching up. Since nobody knows which layer wins, I spread across issuers, exchanges, merchant adapters, the settlement networks, and the custody plumbing underneath, rather than picking one name. I keep a small cash buffer and size every position so no single company can make or break the thesis. I'd rethink this if stablecoin adoption stalls out instead of compounding over years.